A roundup of today's CNNMoney news:
AT&T locks in 4 million iPhone users: The fourth quarter marked the last full quarter of AT&T's iPhone exclusivity agreement with Apple. Verizon will begin taking pre-orders for the phone on Feb. 3 and selling it in stores on Feb. 10. Verizon's iPhone won't spell disaster for AT&T. That's partly because AT&T customers will have to pay a $300+ termination fee and buy a whole new phone if they want to switch.
First iPad newspaper to launch next week: News Corp.'s iPad-exclusive newspaper, The Daily, will be the guinea pig for Apple's new iPad subscription option.
Why gold is losing its luster: The precious metal was on a crazy record-setting tear last year, but enthusiasm has cooled dramatically in 2011.
Financial crisis was 'avoidable':Â In the first official government review of the root causes of the crisis, the Financial Crisis Commission said there were warning signs and blamed Presidents Bush and Obama, the Fed and the Treasury Department for not acting sooner. In Davos, JPMorgan CEO Jamie Dimon says even his company could and should be dissolved if it fails.
State jobs on the chopping block: Faced with billion-dollar deficits, states are being forced to cut thousands of state jobs. The quandary: Many of those jobs still need to get done. Meanwhile, these 15 companies have never had a layoffÂ ... ever!